The low-cost airline SpiceJet on Wednesday, announced to offer passengers health insurance coverage for COVID-19 hospital costs up to Rs 3 lakh.
Gurugram-based SpiceJet, whose rating was downgraded by the CRISIL rating agency because of its weaker liquidity profile, was the first airline to offer insurance coverage to COVID-19 hospital costs.
The airline has announced a collaboration with Go Digit General Insurance Ltd as part of its insurance policy for the Digit disease group to offer this insurance coverage and increase passenger confidence in air travel.
The airline said passengers can choose insurance cover between RS 50,000 and RS 300,000 with a premium of just RS 443 to Rs 1564 a year (including GST). The insurance covers the hospital costs as well as all costs before and after the hospital stay for 30 or 60 days.
Comprehensive coverage includes tests, medication and consultations for positive COVID-19 tests.
“The health, well-being and safety of our passengers are our top priority and this health insurance. The insurance protection that we have made possible is certainly relevant for the current time. It will further increase our passengers’ morale, travel freely and frequently. Insurance coverage is not only very affordable, it also lasts for a period of one year, and I would reaffirm the fact that air travel was and remains the safest form of public transportation and we have not seen a single case of Corona virus transmission on a SpiceJet flight ” said Ajay Singh, Chairman and MD of Spicejet.
“The airline indicated that there is no limit on ICU fees or room rental until the sum insured is valid.
The policy will apply to all types of hospitals, including state, private, or from the, for the next 12 months Defense forces of operating hospitals The amount is settled directly with the hospital or the provider, while in the event of a claim for reimbursement, the claim amount is transferred to the customer’s bank account.
While India has suspended international passenger flights until July 31, domestic airlines that started operating on May 25 with limited capacity have to deal with low passenger loads, different quarantine rules, and limited fares.
Surveys show that India is currently reluctant to travel by plane unless it is necessary for an emergency because India ranks third in the maximum COVID-19 cases.
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