IDFC Bank and Vistara Launch Exclusive Travel Credit Card

IDFC FIRST Bank announces its partnership with Club Vistara and Mastercard to introduce a travel credit card that caters to the needs of modern travelers. This collaboration aims to provide extraordinary value and advantages to customers, empowering them to embark on their journeys with confidence and style.

IDFC FIRST Bank, known for its customer-centric approach, has announced a strategic collaboration with Club Vistara and Mastercard to introduce a travel credit card.

This new addition to the bank’s extensive portfolio of financial products aims to offer cardholders a range of exciting travel and lifestyle-related benefits, seamlessly combined with top-notch banking services.

A Commitment to Customer Value

The partnership between IDFC FIRST Bank, Club Vistara, and Mastercard demonstrates a shared commitment to providing extraordinary value and advantages to customers. The co-branded credit card is designed to revolutionize travel experiences, empowering cardholders to embark on their journeys with confidence and style.

IDFC First Bank, Vistara and Master Card Launch Travel Credit Card

Enhancing Travel Experiences for Modern Travellers

The new travel credit card is specifically tailored to meet the evolving demands of modern travellers. By blending convenience and security, it aims to enhance travel experiences significantly.


Cardholders will enjoy exclusive entry to airport lounges, complimentary flight tickets, and accelerated reward points, among other benefits. This comprehensive solution is particularly beneficial for frequent flyers and travel enthusiasts.

Features and Benefits

The Club Vistara IDFC FIRST Credit Card offers an array of enticing features and benefits:

1. Joining Benefits

Cardholders receive a free Premium Economy flight ticket along with an upgrade voucher upon joining.

2. Best-in-Class Rewards

The card offers CV Points as rewards on all spending categories. Spends of up to Rs.1 lakh per month earn 6 CV Points per Rs.200, while spends exceeding Rs.1 lakh per month earn 4 CV Points per Rs.200. Mandatory spends, such as fuel, insurance, utility bills, rent, and wallet loads, earn 1 CV point per Rs.200 (excluding EMI payments).


3. Activation Offers

During the first three months, cardholders can earn 2,000 CV Points each month by spending Rs.30,000.

4. Tiered Annual Rewards

Based on cumulative annual spending, cardholders can unlock free tickets. Spending more than Rs.1,50,000 earns an additional Premium Economy Class Ticket. Additional tickets are awarded for spending milestones of Rs.3,00,000, Rs.4,50,000, Rs.9,00,000, and Rs.12,00,000.

5. Golf Benefits

Cardholders can enjoy four complimentary rounds of green fees and 12 complimentary golf lessons per calendar year. Additionally, they receive discounted golf services at 50% of the green fee beyond the complimentary sessions.

6. CFAR Insurance

The card provides CFAR Insurance, offering coverage for non-refundable components of travel bookings. Cardholders can make up to two claims worth up to Rs.10,000 on flight and hotel bookings.


7. Birthday Benefit

On their birthdays, cardholders receive 10X CV Points on dining spending.

8. Lounge Benefits

With an average monthly spend greater than Rs.5,000, cardholders can enjoy eight complimentary domestic airport spa and lounge access passes per year. Additionally, they receive one complimentary international airport lounge access pass per quarter.

Seamless Application Process

IDFC FIRST Bank customers can easily apply for the Club Vistara IDFC FIRST Credit Card through a seamless digital process available on the bank’s website and mobile application.

By introducing this credit card, IDFC FIRST Bank continues its pioneering efforts in the banking industry, consistently delivering innovative products and services that cater to the evolving needs of its customers.


This launch marks another milestone in the bank’s journey of providing unparalleled convenience, value, and delight to its ever-growing customer base.

Joining Fees

  • Joining Fees (on 1st year) ₹4,999 + GST
  • Annual Fees (from 2nd year onwards) ₹4,999 + GST
  • Low-Interest Rates: From 0.75% – 3.5% per month
  • Forex Mark-up: 2.99%
  • Interest-Free ATM Cash Withdrawal: On Domestic and International ATMs for up to 48 days

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Manish Khandelwal
Manish Khandelwal

Manish Khandelwal, a travel-tech enthusiast with over a decade of experience in the travel industry. Founder and Editor-in-Chief of, he's passionate about writing.

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